Based on a cautious 15% monthly gain estimate · tier rates auto-adjust · 10% licensing fee on deposits and reinvestments
Gain Scenario
Starting Capital
$
Already net of 10% license fee
yrs
mo
Enter years, months, or both
Additional Contributions (Optional)
$
Gross amount — 10% license fee deducted on each deposit
Stop after month
$
Enter starting capital to see limit
Base amount: min $20, multiples of $10 · Year 2+ step-up amounts: $1 increments · Gains-only withdrawal: $2 flat fee · Capital withdrawal: 10% yr 1, 5% yr 2, free after 24 months
Start from month
Stop after month
by each year
Green border = new tier reached · Blue border = annual withdrawal step-up
ⓘ Withdrawal fee schedule
Gains only (wd ≤ monthly gain)$2 flat fee
Capital touched · Months 1–1210% ETF
Capital touched · Months 13–245% ETF
Capital touched · Month 25+No ETF
ⓘ Max monthly withdrawal per tier (% of balance · floored to nearest $10)
