A+ Growth Planner
Explore hypothetical growth, contributions, time and subscription choices.
Grow My Account
Here's what I have. Show me what it could grow to.
Monthly planning model: the selected rate is applied directly once per modeled month. Yearly renewals are deducted at Months 13, 25, 37…; the initial subscription is treated as already paid before the projection starts. The $1,500 option covers the first 120 months; from Month 121, $300 annual renewals apply.
| Monthly Addition | Total Outlay* | Illustrated Ending Balance | Difference vs. $0/mo | Illustrated Monthly Withdrawal at 2.50% 2.50% of ending balance/month (0.50 percentage points below assumed growth) |
|---|
Traditional Savings & Investment Comparison
TOTAL END-OF-TERM BALANCES — NOT MONTHLY INCOME
| Illustrative Scenario | Annual Rate | Total Balance at End of Term |
|---|
Same starting capital, time horizon and selected monthly contribution. Comparison uses monthly contributions at month-end and effective annual rates converted to equivalent monthly rates; excludes taxes, fees and A+ subscription costs. Savings and CDs may have deposit insurance when eligible; mutual funds can lose value. A 12% annual mutual fund return is a hypothetical assumption, not a typical or guaranteed outcome. Managed forex involves different and potentially substantial risks, including loss of principal.
Reach My Goal
Choose a target and solve for the starting capital or monthly addition needed.
